Wash lettuce, tomato and onion, chop as desired, pat lettuce dry with paper towels and set aside.
In a medium or large cooking pan, cook ground beef on medium heat until browned, breaking up with a spatula.
Drain fat if needed.
In a small bowl, combine taco seasoning spices and water.
Whisk together or stir with a fork until well combined.
Add to pan and stir until beef is fully seasoned.
Simmer for 10-20 minutes until the liquid is absorbed.
Prepare the salad by tossing together the lettuce, tomato, red onion, salt, pepper, and olive oil.
Top the salad with the cooked ground beef, sprinkling shredded cheddar on top.
Optional toppings: hot sauce, sriracha, sour cream, avocados, hot peppers, etc.
Enjoy!